Primary Mortgage Options

[Justin Frank]

We are looking to refinance our primary home. 15-30 year rates seemed to have stabilized in the low 3s which is much better than our current rate at 4.875%. The question I have is about the type of mortgage. We are debating a 30yr conventional or the All-In-One loan from CMG financial. Is anyone familiar with this loan and/or has anyone used this loan and if so what do you think? I have attached a link for so more info on the all in one. If you are a saver or have idle cash it seems like a winner.

https://www.cmgfi.com/all-in-one