Obtaining Mortgage with poor DTI

[Carter Groskreutz]

Hello, my name is Carter Groskreutz and I am looking for some advice on obtaining a mortgage to purchase my first property that I intend to house hack, however I have a poor DTI ratio and am looking for some advice on which lenders may still be able to offer a competitive mortgage. Let me explain my situation, I graduated with my Masters degree in December 2019, I have worked a part time job for 1.5 years with a monthly income of 625$, I have done freelance landscaping 10 years that brings in roughly 800$ a month, and I have worked a part time crossfit coaching job for 3 months that brings in about 600$ a month. I have 130,000$ in student loans that are in deferment currently, and I will still pay 0$ when I am out of deferment because I am on a pay as I earn plan, with no other liabilities or debts. I have 18,000 in savings and a credit score of 690. My issue is that my verifiable income of 625$ is too low to help me qualify for a quality mortgage. Has anyone faced this situation before and found a creative solution or otherwise a lender that was willing to work with them?