No income, asset secured loan, high LTV ratio. Where to shop?

[Brad James]

I will try to be brief.  I need to obtain a loan against a large farm property I own.  Just built a large metal building on it.  Total real estate value will be closer to 300K.  The property is currently paid for.  I also own another 200K of tangible assets and have 80K in the bank.  However, due to some family matters, I have not really worked in about 1.5yrs.  I did recently flip and sell a few assets with an income of $50K, but I am not sure how they will look at that money.  

I have not filed taxes due to not working.  I need to obtain a loan of approx 80K to simply pay off my ex's interest in the property and remove her from the deed.  I could write that check, but I would have no cash left.  I am hoping to get more than a 3-5yr loan and set this up on a 15-20yr loan if possible so I get some other stuff worked out.  

So a rough LTV of 27%, real estate otherwise has no lien, have cash in the bank to nearly cover the loan, and credit should be fine. I say "should" because I have not got a loan in 15yrs, though I have certainly paid all my bills and such on time.

I do have some credit card debt from buying a business asset, but I maintain that at 0% interest, and I have several older credit cards with high limits so my revolving credit utilization should be about 30%.  

Basically this should be a no brainer for a money guy and I would be an idiot to role over on the loan!! Where can I shop for such a loan? Are these best with smaller banks? Farm bank maybe since I will be running a farm on it? What sort of rates would these bring? I assume they will somehow class this up as a "higher risk" loan than a first time buyer buying at 105% LTV!