Performing Note Sales

[Brandon Davi]

Hi. I know this is one of those questions that can have a million different answers but I could not seem to find enough info about it online.  I have a note I wanted to sell that has been diligently paid down by the buyer, with a 6 percent interest rate on it. It is bare land in a rural area, 275 acres.  It has been producing a nice stream of interest but I am finding myself wishing I had the cash up front.  I realize there is a discount when selling these things, but is there any chance of actually getting a half way decent price? There is obviously some value to having the cash in a lump sum, but there is also a benefit to consistent interest income, so it feels like a steep discount of 20 percent or more is unwarranted.  Do people ever make decent offers on these things or is it typically going to be a major loss to sell this note? Thanks