Creative Real Estate Financing
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 5 years ago on . Most recent reply
![Derek White's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1476262/1664692539-avatar-derekw108.jpg?twic=v1/output=image/crop=788x788@288x32/cover=128x128&v=2)
Starting off with bad credit?
Looking for advice on how to get started in multifamily, with not so good credit. I currently have almost a 600 credit score and was shot down on an FHA loan, minimum is a 620-640.
I am looking for any help with quick ways to build credit, or at alternative to doing an FHA loan?
Most Popular Reply
![Brian Van Pelt's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/924520/1621505640-avatar-brianv61.jpg?twic=v1/output=image/crop=600x600@0x70/cover=128x128&v=2)
alternative
. Cash
. Hard Money Lender
. Friends or Family Members Credit
Credit Fix
. Pay off some debt
. 6-12 months on time payments
. Challenge erroneous info on credit
. Pay off any judgements