Cash out refy home purchased in LLC name w/ conventional

[Mariah Jeffery]

I have two single-family investment properties that were purchased in the name of my LLC. One was purchased in cash and the other was purchased with a mortgage through a local credit union @ 6.75% for 15 years.

Given that rates are very low, I would like to get as much cash out of these two at ~4% and use it to pay down my debt at 6.75%. I understand I will need to transfer the properties into my personal name via quit claim deed. Are there banks that will allow me to bypass the requirement to wait 6 months? I talked to Aimloan and they said for a property that was originally purchased in my personal name and later transferred to the LLC, I could transfer it back to my personal name and immediately refinance. It sounds like every lender has their own requirements.