Taking probate property subject to....Possible????

[William Whigham]

Hey BP family, I have a question, here’s the scenario... I have a seller who is the executor over her sons estate. The property has a mortgage and they are behind two months on payments. The Bank has not issued any foreclosure paperwork yet. Can I or how do I assume the mortgage. I have done regular subject to deals but in my mind I think the bank would make her qualify for the loan in order to have the title in her name. Or can I assume the loan while it’s still in her sons name like a regular subject-to deal?