Resources for mortgages - cash out investments properties

[Bret Kennedy]

HI all. I have a 2 main questions. 

1) I really need to get more information on mortgages. The different kinds of them available as an investor, who to speak to that can help me with this information? or any online resources you suggest that I can read more about these. Using entities V personal for investment mortgages etc

2) I currently have 2 properties in VA ( I am based in CA) I have a rental that has basically seasoned (6 months of a hard money loan) and I want to refinance to a better rate. The first offer I got though was for 9%, and the repayments of the loan were more than the hard money loan I have. So are there any Mortgage brokers licensed in all 50 states or in VA that I can speak with that can help with a refinance? this is a little time sensitive so would to chat as soon as possible.

regards

Bret