Need advise on structuring a loan for 100% financing

[Christopher Pearson]

We have an offering on a piece of property for $300K. We have a real appraisal for $360K from two years ago. Property has increased in value somewhat, do not know how much. The mortgage company I work with does both conventional mortgage and hard money lending. He would be interested in providing me with a mortgage but only at 75% of purchase price. He is not opposed to lending 100% of purchase price if I can give him the way on how to structure the loan.  We will have two tenants that will cover all monthly expenses and still have some small cash flow. Does anyone have insight to how I can tell the lender others structure their loans for a 100% financing?