Subject To - Two Notes

[Julie Taylor]

Hey, Bigger Pockets friends. I'm hoping to gain some insight from this great group of folks. I'm working a subject-to deal that includes a financed double wide that has not yet been reclassified as real property, sitting on an owner-financed lot that the sellers have been paying on for years. I'm seeking guidance on how best to structure my contract since the subject-to contract that I would typically use for a SFH purchase doesn't cover everything.

Can anyone enlighten me with language or a contract that will achieve what I'm trying to do? Also, does anybody have any tips for a preliminary title search process to ensure that there are no other liens beyond the original purchase finance of the DW? I have been through the county records, UCC at the Secretary of State and tried DMV as far as I can get.

Of course, I will have a formal title search and attorney contract review performed, but I'm trying to get a draft contract together at the moment. And, if anybody has a good MH investing attorney in eastern NC, I'm all ears.

Thanks so much in advance for thoughts and guidance!

Jules