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Updated almost 6 years ago on . Most recent reply

Ryan Randalls's profile image
Ryan Randalls's profile image
Ryan Randalls
  • from Frazier Park, CA
  • Member since Jan 25, 2016
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Ryan Randalls's profile image
Ryan Randalls's profile image
Ryan Randalls
  • from Frazier Park, CA
  • Member since Jan 25, 2016
Connect
Ryan Randalls
  • Frazier Park, CA
1
Votes |
5
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Creative Real Estate Financing

Owner Occupied Loan with Co-ownership?

Ryan Randalls
  • Frazier Park, CA
Posted

So my question is, if I purchase a home With an FHA loan and I have a Co-owner do we both have to live there due to it being owner occupied? Or can we arrange it so that only one of us lives in the home? I'd like to purchase a home out of state and was hoping to find a loophole to get it cheaper. If needed my wife can live in the house if marriage plays a factor?

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