Has anyone used Points to borrow money off their home?

[Candace O.]

I got something in the mail from this company called Points.  They will give you money based on the equity in your home and it doesn't go on your credit and you don't make payments, but they get paid when you sell the house, because they get a percentage of the appreciation value.  Has anyone else done this.  I am having trouble finding a way to finance my first deal, but through this method I can get $51,000.  Just wondering if anyone else has done it or not.