Has anyone used the “All in one loan” with CMG Financial?

[Isua Mbang]

I came across this loan product and was wondering if anyone has or is currently using it. It is basically taking your mortgage loan and having a 1st lien on it and it’s essentially a line of credit on your mortgage but your checking account and your mortgage is one. You deposit all your income into your loan/checking account and use expenses as needed and any remaining cash flow, sits in the loan thereby reducing interest cost and helps pay down mortgage faster.

Just reaching out to see if anyone on here has done it and their experience with it as I am currently researching and interested in getting it done if it’s worth it or not.

Thanks