Financing Mixed Use Rental Property

[Jason Driver]

I am very new to the world of real estate investing, and am trying to find out information on financing a property that I have found. Its a Mixed use property with commercial space on the first floor and residential on the second floor. Both are under rental agreements, but the commercial space lease is coming up for renewal soon. The property does not need any repairs or updates. I can come up with the 20% down on the asking price of $369,000 by tapping into a HELOC we have, though id love to get by with less than 20% down. my wife and I are independent contractors and the traditional banks put us through the ringer when it comes to traditional financing...and I am unsure we could qualify for the traditional loan route because of this. We do not have any friends or family that we could loan from. What options would you all suggest for getting this property? Thank you all in advance.