Home equity line of credit / heloc, where do I go?

[Michael O'Leary]

I bought my house 2 years ago, under market, instead of selling and buying another house, I decided to renovate (still planning to subdivide my half acre and build 2 more houses on the lot). I bought for 133k, I put about 40k into it so far. I’m about 10k shy of finishing and I’m getting kinda broke. I planned on getting a heloc against the property to continue either flipping or buy and holds. I’m at the end of the project now, and I’ve had a few major personal traumas during the construction that really slowed the whole thing. At this point, I need to take a loan to complete it. Is a heloc still my best option? Can I even get one while the drywall is down? The kitchen is just about finished, one full bathroom is finished, it’s just tiling of the master bath, and drywall in the living room, a little permit issue and a few vents that need to be run to the new bathrooms. Any suggestions are welcome, thanks!