Cash out Refinancing

[Andy Gaskin]

Hello all, not sure if this is the right place to post this question. But in terms of cash out refinancing when shopping around and calling local banks what questions should I be asking? And what exactly should I be looking for? I reached out to a local bank that gave 6 months waiting period before a cash out refinance. Closing cost of $3,500 and appraisal being around 4/500$ is there anything I’m missing?