I'm doing some pro forma work on a piece of land that will be sub-divided into lots and sold. My local REA has told me that Owner Financing is an attractive offer around here and will help sell lots faster (this is a more rural piece of property). I'm not opposed to this at all, and actually wouldn't mind doing it, my only concern is I would rather pay off the land as fast as possible instead of paying it off over 30 years. But what I'm really not familiar with is how would I structure this and make it an attractive offer? Do I do a smaller down payment but higher interest rate? Do I amortize it over 10 years or something more? Balloon payments? etc etc. I know theres a dozen different ways I could put something together but I wanted to know if anyone has done this and what your opinions are and how I should structure this?