Understanding the terms of a HELOC's

[Joshua Von Schlutter]

Could someone help me better understand the typical terms of a HELOC. I know what it is just a little confused on some specifics. Once I use money from the HELOC, what are typical payback terms? Aren't they short terms where you have to pay back the money in a 5 yr period? I am taking a HELOC so I obviously do not have the cash lying around to pay it back in full. Thank you in advance for any and all comment!