Subject-To on an Estate? Son Doesn't Want to Make Payments

[Ayodeji Kuponiyi]

Through some direct marketing, an Executor of an estate reached out to me to sell his dad's house. The son doesn't want to continue making the mortgage payments and is open to selling subject to the mortgage balance and wants $5K to pay some bills. Loan balance is $204K and the house is worth $220K fixed up however the house is in good condition and move in ready and has a VA loan in place. The father was a veteran.

Due to interest rates rising, I suspect the lender may call the loan due if the deed changes name however I'm not sure if this deal can move forward because of triggering the due on sale clause and keeping the estate active to do Lease Option?

Any thoughts and advice would be great appreciated. Thanks BP!