Refinancing with 10 homes.

[Account Closed]

Howdy all, 

What should I do if I have used my FHA loans on 10 homes that I currently own? I would like to keep using the BRRR method if at all possible, but don't want to lose the ability to refinance in to an FHA loan product. Any advice or guidance would be greatly appreciated.

Thank you. 

[Sasha Mohammed]

@Account Closed -- A portfolio product would be a great option to lump all properties into one loan and free up your 10-finance cap on FHA/ fannie/ freddie.

Can I ask, why are you currently financing with FHA as opposed to conventional financing? If it's a credit score issue, you may run into some problems getting a portfolio deal going. if it was simply for lower down payments, but now you have some equity built, this may work, so long as they are cash-flowing between all of them combined.