Structuring "Bubbles" For Seller Financed Notes

[Bryan Hancock]

I was wondering if any on here have successfully used bubbles for structuring seller financed notes. The concept is to get a small balloon payment for less than the full amount of what is owed on the note to meet the seller's particular needs years into the note instead of them selling the note at a big discount to monetize. I have structured some deals where we did things like this with several notes, but not as part of a single note.

Any words of wisdom out there? Ideas? Opinions? I am assuming multiple notes may be better for this purpose, but with several bubbles you would have to have some of them in 3rd or higher position, which should make them far less marketable and possibly unattractive to a seller.