First property under contract. Advice on financing

[Wilkerson Joseph]

Hello Everyone!

After countless hours spent on locating, analyzing, viewing properties that matches our ideal guidelines, we were finally able to do so this past Friday! The property is located in the Wilson Manor suburbs of Riverview, Florida, which is 12 miles south of Tampa. The property has 6 bedrooms/4.5 bathrooms and 3,335 sqft built in 2013.

Brief overview of myself...

Recent graduate of Florida State University and instead of working for a big conglomerate after undergrad, I decided to  invest in myself and we started a local organization that aid young adults that have aged out of the foster care system ages 18-24.

Finance Question?

The property is under contract for $319,990 and the property estimated value is $330,000. 

Earnest deposit is $3,000.

I currently have $20,000 as a down payment for the property, which works out to be 8% down.

Expected closing date May 31,2018

I am curious if anyone would have any advice on how to structure the deal in terms of financing in order to secure the property. ? We are looking for the most economical way to fund this deal without incurring any high closing cost or unnecessary taxes. Any advice or thoughts would be greatly appreciated. 

Thank you for taking the time to read and reply to my post!!