Financing advice wanted for Omaha

[Jenessa NeSmith]

Just found a buy and hold deal in the Omaha area for our Airbnb business, and am looking for funding. Purchase price is 105,000 and it is move in ready, 2 bed 1 bath, recently renovated. Long term rents in the area are at 1,200-1,400 and going up. Putting it up on Airbnb would net us 2,500-3,200/month. We are superhosts and have been receiving consistent similar returns for about 18 months with three other properties. My credit is not awesome (625) and we have about 15,000 in liquid funds right now and our other Airbnbs bring in 5,000 gross/month. We both have w2 jobs but have reached our limit with debt to income ratio for conventional loans, and do not have enough equity for a HELOC. A conventional bank won’t take Airbnb income into account until after it has been two years. I could probably come up with 20% by getting creative. Any advice or recommendations for HML or private money in Omaha? Thanks for your time in reading.