Creative Financing on Owner-occupied Multifamily

[Aaron Shuman]

Hi All,

I've recently moved to Atlanta and I'm looking to purchase and 'house-hack' a multifamily property. I have money for a down payment, but a hurdle I am facing is securing a conventional loan. As of 2017, I've started filing my taxes as self employed. That, combined with the recent relocation, is making it difficult to get approved. 

Does anyone have any suggestions or ideas for finding creative financing? I'd appreciate any input. I'd be looking to move out and sell the property within a few years, so adjustable rates or short terms would be options.

Thanks!