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Updated over 7 years ago on . Most recent reply

Chris C.'s profile image
Chris C.'s profile image
Chris C.
  • from Dallas, Texas
  • Member since May 9, 2016
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32
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2
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Chris C.'s profile image
Chris C.'s profile image
Chris C.
  • from Dallas, Texas
  • Member since May 9, 2016
Connect
Chris C.
  • Dallas, TX
2
Votes |
32
Posts
Creative Real Estate Financing

DTI to low for new construction loan

Chris C.
  • Dallas, TX
Posted

I went to the bank to finance a 4-plex new construction. Loan is great I only need 10% down however my DTI is too high?

The bank said I could do it with a cosigner who had a decent income. Cash isn't an issue I have plenty of cash for the loan it's just my income because I don't have a crazy high paying job.

Anyone have any creative ideas on how I can fix this issue?

Thanks,

Christopher 

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