Need some Advice on Refi or non traditional leanders

[John Parks]

I have one property 2.3 acres in Kyle TX with two units on it one being a single family home the other being a mobile home, income from both is 2295.00 - mortgage payment of $650.00 on about 72k. I also own my residence across town. I have over 100k in equity in the properties I rent and another 60k in equity on my owner occupied prop.  My issue, my mortgage company Wells Fargo will not let me Refi as the mobile home is on the property, moving it is cost prohibitive, 1st I have renters with a two year lease second it will cost about 6k to move and store. My issue, went through a custody battle with baby momma and The state, I won. 55k later I'm in debt (credit card) up to my eyeballs and I'm struggling.  Needless to say by credit is great, less the debt to income ratio, as they will not count my rental income. I would love to Refi my rental prop and be consumer debt free. Also, dumping $ into paying off my houses instead of my credit card companies. Can someone point me in the right direction or give me some guidance on how to achieve my goal? Thank you in advance .