Refinancing a hard money loan

[Kevin Raye]

I currently have a rental property that I've had a HML on for too long now. I can't seem to refinance because of my credit score. I've tried several lenders but have had no success. Ive heard of checking out private money lenders but it seems as though I run right back into HML's. I only owe $35,000 and would really appreciate someone pointing me in the right direction. I want to keep the property but the fees are eating me up. Not sure if I should just sell the property, pay off some debt so that my credit is up to par and then start over with rentals or what. Advice please!