Weighing Out Options - 15% or 20% Down

[Craig Fitzsimmons]

I've found a lender that is offering the same rates for 15% down or 20% down. At 15% down, we have to pay PMI and the monthly cash flow takes a hit. The COCR improves, but I am curious what everyone thinks. Is it safe to assume most of you would take the 15% down option to keep cash reserves free to pursue other properties? Thanks in advance!!