Roth IRA and First Time Homeowner

[Jacob Miller]

Would like to get the opinion of members on their experience using Roth IRA funds as a first time homeowner. Is it true that if you are a first time homeowner you can use money from a Roth IRA for a down payment? Can you use the total account balance? Or are you limited to only using the value of what you put into the Roth IRA?

Also what happens next? Do you then have to pay back into the ROTH IRA over time? Thanks!