Mortgage issue with Lease options

[Kaloyan Karamanov]

So I'm currently studying the lease option strategy and a question popped up. Initially when I get the option on someone's property which is still being paid to the bank, what happens with the mortgage? Is the mortgage remaining on owner's name or it gets transferred on my name? If its on his name he will still have payments to worry about, if I pay it for him he would be vulnerable and if I (the option buyer) have it swapped on my name that would alert the bank to foreclosure because of the clause against lease options...