4 Questions about seller financing

[Jeff Wilson]

1. Can I buy a house with seller financing and have it so that the seller doesn't get any lien on the house? Would I be able to find sellers willing to do that?

2. Can I buy a house with seller financing and have it so that the seller only gets a junior lien on the house? Would I be able to find sellers willing to do that?

3. If the seller does end up with a junior lien on the house and there is a "substitution of collateral" clause in the contract can I transfer the junior lien to another property that already has multiple junior liens on it?

4. How do I add, remove, or transfer a lien onto a property? Do I need to contact a title company to do that? If so how much does it generally cost to do that? Basically, I'm wondering how to transfer a junior lien (that originated from the seller financing) on one property to another assuming I want to transfer it and that I have the right to do it.

Also, when I say seller financing I don't necessarily mean 100% seller financing. Depending how much equity the seller has and how much of a down payment they want it could end up that I pay 50% cash and the seller finances the other 50%.