High DTI, Investment Property Mortgage?

[Mina G.]

Hello,

I currently have 1 property (Duplex) I live in 1 apartment and rent the 2nd one for over 5 years now. I'm trying to purchase another property (Single Family) to rent out. I have 30% to put as a down payment, but my problem is my DTI is too high (53%) that's with calculating my current and future rental income (75% of it). The property I'm trying to acquire will have a positive cash flow. It is located in NJ.

Anyone have ideas of how I can get qualified for a loan? I'm looking to buy and hold, not flip.