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Updated over 8 years ago on . Most recent reply
![Amelia Moore's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/571903/1696898143-avatar-ameliam2.jpg?twic=v1/output=image/cover=128x128&v=2)
Refinance rental property- should I roll in my student loan?
In 2009 I purchased a single family in Vallejo, CA for $170,000 at 6%. I am currently renting the home out for $1900. I will be refinancing the loan- current comps $280,000 so LTV is not an issue as I owe less than $140k. Should I roll my outstanding $30k student loan into this? I'm currently paying 2.5% on it.
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![Chris Mason's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/376502/1621447632-avatar-chrism93.jpg?twic=v1/output=image/crop=1015x1015@0x19/cover=128x128&v=2)
Extending the term on that $30k from whatever it is to 30 years will result in lower monthly payments on that $30k, but I'd rather keep that 2.5% interest rate myself, assuming I could comfortably afford it.