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Updated over 8 years ago,

Scot Howat's profile image
Scot Howat's profile image
Scot Howat
  • Investor
  • from Hoffman Estates, IL
  • Member since Sep 28, 2014
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434
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Scot Howat's profile image
Scot Howat's profile image
Scot Howat
  • Investor
  • from Hoffman Estates, IL
  • Member since Sep 28, 2014
Connect
Scot Howat
  • Investor
  • Hoffman Estates, IL
185
Votes |
434
Posts
Creative Real Estate Financing

Wrap help

Scot Howat
  • Investor
  • Hoffman Estates, IL
Posted

Seller has a mortgage for 125k and wants at least 25k cash as a downpayment.  

If I give her 25k down and take over the mortgage of 125k then our purchase contract should be for 150k, right (125 + 25)??? 

Also, how will this affect the seller if they want to buy a new house of their own?  They are current on the mortgage, and I'll pay on time too.  Will the bank include this in their debt to income ratios??

Thanks BP

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