Loan Terms Available

[Aaron Vergason]

I have 12 properties in an LLC. They are all either commercial/ portfolio loans or held with private investor money. Commercial/ Portfolio loans are all 15 year with a 5 year ARM, and have fairly high interest rates. Am I able to get a loan that has a fixed 30 year term? This would treating increase my cashflow situation and make me less worried about rate increases in the future. My personal W2 income is low, so that won't help me get loans. I have had the 12 properties in the LLC for almost 5 years now though, so a bank should know that I can manage them properly.

Thanks!

Aaron