No HELOC due to seasoning. Any other options?

[Ryan Matthews]

I'm an amateur flipper who completed his first flip and listed the property for sale. The property was purchased using a traditional owner-occupied mortgage and is a SFR. I am currently living in the property as my primary residence. I made a mistake and over built the property for the area (damn you HGTV). My wife has really fallen in love with the property and now wants to stay here for a while. I'm looking to recapture some of the equity and my immediate thought is to get a HELOC but because the house was listed for sale, the larger financial institutions I work with will not touch it until it has been off the market for 6 months. I'm not interested in refinancing because rates have increased and there are a lot of fees involved. What other options are available to me? What would you do?