Use buyer's agent for Seller/Owner Financing?

[Ryan King]

I'm looking into Owner Financing deals and wondering if it's a good idea to bring the realtor I typically work with into the discussion or not. My thought in NOT doing so is that it would give the selling agent freedom to maybe offer to take a lower commission (since they won't have to split it) and would entice the sellers more to accept my offer. I can just have the selling agent submit my offers anyway. I'm finding these deals and valuing the properties on my own so I don't feel like using an agent would be that much help except holding my hand through the process.

Thoughts?