2-4 Unit Finance Advice Needed

[Vincent Priore]

I am at an interesting point in my investing career.  To quickly summarize my position:

- I own 6 properties currently.  2 commercial, 2 duplexes, 1 flip in progress and my primary.

- I am employed full time with a six figure income, credit score of 809, zero consumer debt.

- Have good equity and cash flow in all of my rentals, $275K in equity in my primary that I've been in for 3 years.

My problem is, I can't get a loan! I've been trying to get a HELOC and continue to be denied due to my DTI (the mortgages on both duplexes are in my name, as well as my primary). And I know they discount the rental income, but this is ridiculous.

I want to get a HELOC to free up capital to add to my portfolio using the BRRR strategy but need some advice on how to do this, or other creative options.

Thanks in advance BP