Private v.s. Hard money lending in Western Massachusetts

[Ramon Alvarez]

Good morning BP, I have falling in a tough spot here . I currently have two buy and hold properties , one single family and one duplex . Looking to get into my first flip this year before July . My issue here is I am getting a lot of conflicting information when it comes to getting funded. 

I have spoke with banks, lenders , and anyone who has good info to guide me alone the way but all seem so very different and is starting to confuse me . The properties and I'm looking cost between $25,000-$50,000, rehab cost are about $10,000-$40,000 since I will be doing most of the work myself. The ARV ranges between $130,000-$175,000.

What I am asking here is what would be my best course of action to get funding or a loan for $75,000-$95,000 for this type of dealing I'm trying to pursue ? I'm getting info on private lending , hard money lending , SBA line of credit , etc. But which one would be best for this type of project ? I have capital for sure to get started and am very motivated to get moving onto my next project. Anything on this topic would  be greatly appreciated. Thank you in advance BP.