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Updated about 9 years ago on . Most recent reply

Shanequa J.'s profile image
Shanequa J.'s profile image
Shanequa J.
  • Realtor
  • from Houston, TX
  • Member since Jun 18, 2011
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Shanequa J.'s profile image
Shanequa J.'s profile image
Shanequa J.
  • Realtor
  • from Houston, TX
  • Member since Jun 18, 2011
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Shanequa J.
  • Realtor
  • Houston, TX
296
Votes |
916
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Creative Real Estate Financing

Is this unethical?

Shanequa J.
  • Realtor
  • Houston, TX
Posted

I have a business that I make good money with plus a 401K I can pledge as collateral. On the other hand, my Houston real estate business is new with no tract record or financials. Would it be unethical for me to get a line of credit with my proven business and let it loan funds to my real estate business? 

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David McLean's profile image
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David McLean
  • Investor
  • from Chattanooga, TN
  • Member since Jun 15, 2013
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David McLean's profile image
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David McLean
  • Investor
  • from Chattanooga, TN
  • Member since Jun 15, 2013
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David McLean
  • Investor
  • Chattanooga, TN
24
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53
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David McLean
  • Investor
  • Chattanooga, TN
Replied

@Shanequa J., it doesn't sound unethical to me. If it's your business, it's just a decision you need to make for your business. Depending on your business' financial situation, it might be a poor decision to leverage your business assets to grow your RE portfolio but not an unethical one.  

Good luck!

David

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