How do I get creative with little/no money?

[Caleb Arrison]

Hey BP! I'm searching for any advice I can get on creative financing. I've been trying to put some deals together over the last couple years but just can't seem to get very far with them since I don't have a lot of money. The deal that I'm currently looking into now is a duplex listed for 99,000. My problem I keep running into is coming up with a creative way to get the money. I don't have a lot of money saved up. I can't borrow against my 401k because there's not enough in there. I own my own house but I've only had it for about 2 years so I don't think I have enough equity for a HELOC or home loan. I don't know enough about seller/owner financing to feel comfortable making an offer like that, but I would love to use that strategy because it seems like the only viable option at this point. Are there any good step-by-step guides out there on this subject? If anyone knows of any other options that might be good I'm all ears! At this point I feel like my best option is just to keep saving my money and eventually just put a down payment on a property. I'm just tired of waiting and I'm getting impatient. If someone has any advice or could point me in the right direction that would be helpful. Thanks!