Loan on 403B / 401k

[Edward Mccracken]

Through my employer I have a 403B.  I don't have the much money in there.  I'm probably going to be paying a decent amount in taxes this year, I made a lot more than last year.  What I was thinking was putting in a lot more money in there until the year was up.  Then if I needed it, I would take a loan on it.  Does this make sense?  Or should I just start a self directed 401k and pump some money into there and stop contributing to my employer one.  They do not match anything.