Financing Idea(s)

[Justin Callaway]

I'm a hypothetical type thinker to see how far I can push the envelope. Heres my situation. I'm young (20) and in love with real estate. Moreso with development, but i wanna do redevelopments and rentals first (commercial and residential like apartments). So this is just I thought I had of financing.

What if I were to take over the mortgages of 2 houses and use them as collateral for a mortgage or loan on a commercial building of apartment building? Of course if i wanted to get through no-money, it would have to be extremely fast, but i don't that's likely at the current time.

Also, is there a way to invests by just getting buildings under contract, getting the zoning changed, and then selling your option? I've been considering that also, but I wanted some input.