Quit Claim Deed to LLC on Fannie Mae Financed Property

[Eric Stoltz]

I am getting ready to purchase multiple houses as investment properties. While the banker is telling me that Fannie Mae will write loans on investment properties as long as there is 25% down (30 year fixed) they do require that it be titled in the individuals' names and not an LLC. So two questions:

1. Is my banker simply skirting some rules with Fannie Mae and presenting it as a non-investment purchase and

2. Will I trigger a loan repayment by performing a QCD to my LLC which is owned by the individuals that will be on the title? The individuals would still be on the loan so I don't see an issue but then I'm not Fannie Mae and they aren't exactly a logical entity.

Thanks for the help.