obtain financing

[Jerrell Slay]

hi everyone, today I seen a fourplex for sale for 250,000 dollars. I'm wondering what is the best way to obtain financing when you have bad credit. I've heard a lot about using other peoples money but how does that work do you find the place of interest get it under contract and then take it to a hard money blender or private  lender or is there another creative way of doing this, the owner said the property is currently rented so I'm thinking it will pay for it self, its just a waiting game. Any thoughts?? Or am I completely off