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Updated about 10 years ago on . Most recent reply

Mark Kvam's profile image
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Mark Kvam
  • Investor
  • from West Point, Nebraska
  • Member since Feb 20, 2014
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Mark Kvam's profile image
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Mark Kvam
  • Investor
  • from West Point, Nebraska
  • Member since Feb 20, 2014
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Mark Kvam
  • Investor
  • West Point, NE
1
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Creative Real Estate Financing

Seller Financing interest rate

Mark Kvam
  • Investor
  • West Point, NE
Posted

I am looking to buy properties with seller financing.  Is there a premium above market rate that is typical for seller financing?  Is it unusual to get extended terms (20-30yr?).

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Pavel Sakurets
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  • from Minneapolis, MN
  • Member since Oct 26, 2014
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Pavel Sakurets
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Pavel Sakurets
  • Investor
  • Minneapolis, MN
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Pavel Sakurets
  • Investor
  • Minneapolis, MN
Replied
Originally posted by @Mark Kvam:

I am looking to buy properties with seller financing.  Is there a premium above market rate that is typical for seller financing?  Is it unusual to get extended terms (20-30yr?).

 In RE everything is negotiable. The % depends on the motivation of the seller. Some sellers will sell a property at 0%. You need to find out from them what is more important for them: sale price, monthly payment, term of the loan or %, and then structure the offer based on this info

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