Hard Money thought

[Jose Diaz]

I had a thought today after reading some on hard money lending. I read that some HML lend up to 65-70% ARV.

Could the scenario exist where 65-70% ARV is the AS-IS value of the property, actually giving you the ability to fully fund the purchase (100%). It probably won't fund the full flip lets say, however we could attach a private lender or my own money to complete the rehab work.

Its this scenario possible? If it is, has anyone tried it? I am new to creative financing, so I am putting things together as I go.