I need straight answers I hope the pros can help!

[Daryl Guy]

Hi

I am not looking for an investment I am a first time buyer, I cannot find creative financing at all. I have 20-50% down depending on property, I have a 550 fico. Just a bunch of credit card collections. And a couple of medical. What happened to money talks? I could buy a distressed property for cash but why should I? I am looking in South Carolina. I need an experienced subprime mortgage broker or a legitamate owner financing. Regardless I need advice and help. We are paying on some of the bad debt my husbands credit is probally worse but we will be paying off student loan shortly.