Investment Property Loan with Piggyback to Cover Part of Down Payment?

[Jill Young]

Is there such a thing as a DSCR Lender that allows (or even helps get) a piggyback loan to cover part of the down payment? I know there's such a thing with traditional mortgages (usually leveraging the upcoming equity via a HELOC/HELO), but didn't know about the investment loan space.

Most STR loans want at least 20% down (some want 25% down) for 3 STR houses in the same parcel, and since I'm looking at a property that's over a million dollars, it's a challenge to swing over $300k for d/p and closing costs (not to mention the additional reserves needed).

Is there such a thing? If so, can you point me in the right direction? Thanks.