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Updated 4 days ago on . Most recent reply

Jeffrey Fullard's profile image
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Jeffrey Fullard
  • Member since Feb 8, 2025
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Jeffrey Fullard's profile image
Jeffrey Fullard's profile image
Jeffrey Fullard
  • Member since Feb 8, 2025
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Jeffrey Fullard
1
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9
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Creative Real Estate Financing

Line of Credit for investment Properties

Jeffrey Fullard
Posted

I have an investment property that I would like to take money out of by using a line of credit. Are there any Lenders this offer Line of Credit for investment property?

Baltimore, Maryland
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Ko Kashiwagi's profile image
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Ko Kashiwagi
  • Lender
  • from Los Angeles, CA
  • Member since Sep 8, 2022
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Ko Kashiwagi's profile image
Ko Kashiwagi's profile image
Ko Kashiwagi
  • Lender
  • from Los Angeles, CA
  • Member since Sep 8, 2022
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Ko Kashiwagi
  • Lender
  • Los Angeles, CA
400
Votes |
839
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Ko Kashiwagi
  • Lender
  • Los Angeles, CA
Replied

Hi Jeffrey,

Most lenders do not offer a HELOC on investment properties and there are some programs on investment properties but they typically cap at 70% CLTV. Rates are typically 8-9%+ and it's underwritten based on personal income. If the blended rate is lower than refinancing and you don't need 75% LTV then it may make sense.

  • Ko Kashiwagi
  • 310-848-9776
    • 1 Vote
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